This Cookie Policy describes the cookies that Penny App uses on our website https://getpenny.com/ and https://pennyapp.com/, the purposes for which we use cookies, and the choices that you have regarding such cookies. This Cookie Policy forms part of our Privacy Policy. Please refer to our Privacy Policy for information about how we use your Personal Information.

A “cookie” is a piece of information sent to your browser by a website you visit. Cookies can be stored on your computer for different periods of time. Some cookies expire after a certain amount of time, or upon logging out (session cookies). We use session cookies to identify you while you are logged in and process online transactions and requests. We also use cookies that survive after your browser is closed until a defined expiration date (as determined by the third party placing it), and help recognize your computer when you open your browser and browse the website again (persistent cookies). Our website uses first party cookies (cookies set directly by Penny) as well as third party cookies, as described below. For more details on cookies please visit All About Cookies.

By choosing to use our website after having been notified of our use of cookies in the ways described in this Cookie Policy, and, in applicable jurisdictions, through notice and unambiguous acknowledgment of your consent, you agree to such use. Further, where you give permission through the cookie consent banner used on our Site, we may also store and access certain non-strictly necessary cookies on your computer or other device, as further described below. These cookies are not essential to the operation of our Site but allow us to provide additional functionality or to gather information about your use of our Site.

Penny App and its sub-processors also use cookies for a few general purposes, these are listed below.

• Strictly Necessary Cookies: These cookies are required for basic site functionality and are therefore always enabled. These include cookies that allow you to be remembered as you explore our Sites within a single session or, if you request, from session to session. They help make the shopping cart and checkout process possible as well as assist in security issues and conforming to regulations.

• Performance/Analytics: These cookies allow us to improve our Sites’ functionality by tracking usage. In some cases, these cookies improve the speed with which we can process your request and allow us to remember site preferences you have selected. Refusing these cookies may result in poorly-tailored recommendations and slow site performance.

• Social Media and Advertising: Social media cookies offer the possibility to connect you to your social networks and share content from our Sites through social media. Advertising cookies (of third parties) collect information to help better tailor advertising to your interests, both within and beyond our Sites. In some cases, these cookies involve the processing of your personal data. Refusing these cookies may result in seeing advertising that is not as relevant to you or you not being able to link effectively with Facebook, Twitter, or other social networks and/or not allowing you to share content on social media.

For a comprehensive and up-to-date summary of every third-party accessing your web browser (through Penny Sites or otherwise), we recommend installing a web browser plugin built for this purpose. You can also choose to have your computer warn you each time a cookie is being sent, or you can choose to turn off all cookies. You do this through your browser settings on each browser and device that you use. Each browser is a little different, so look at your browser Help menu to learn the correct way to modify your cookies. If you turn cookies off, you may not have access to many features that make our Sites and App more efficient and some of our services will not function properly.

We may change the type of third party service providers that place cookies on our website and amend this Cookie Policy at any time by posting the amended version. Unless additional notice or consent is required by applicable laws, such posting will be your notice of these changes.

If you have any questions or concerns, please contact us at privacy@pennyapp.com